Tag: Fairness in Insurance

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Is It Fair for Life Insurance to Exclude High Risk Occupations

The exclusion of high-risk occupations from life insurance policies raises questions of fairness. Insurers argue it's necessary to manage risk, while critics claim it discriminates against certain professions. This debate explores both perspectives.

Are Healthy Lifestyle Discounts Creating Unfair Insurance Pricing

Are healthy lifestyle discounts a boon or a bane in insurance pricing? While rewarding the fit seems fair, could it unintentionally widen the gap for those unable to meet these standards? Let's explore the balance in this wellness equation.

Are Life Insurance Providers Offering Biased Coverage to High Risk Individuals

An analysis of life insurance policies reveals potential biases in coverage for high-risk individuals. Factors like age, health, and occupation may lead to disparities, prompting calls for more equitable practices in the industry.

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