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Can Life Insurance Be Denied for Pre existing Conditions

Life insurance can be denied for pre-existing conditions, as insurers assess risk based on medical history. Each company has different criteria, and some may offer coverage with higher premiums or exclusions.

health conditions that affect life insurance premiums

Certain health conditions, such as heart disease, diabetes, and obesity, can significantly impact life insurance premiums. Insurers assess these conditions to gauge risk, often leading to higher costs for affected individuals.

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