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Should Home Insurance Cover Acts of Vandalism Without Question

When considering whether home insurance should cover acts of vandalism without question, it's crucial to evaluate the potential financial impact on homeowners and insurers. Clear guidelines can ensure fair coverage while deterring fraudulent claims.

Can You File a Claim for Wear and Tear Damage to Your Property

Wear and tear is typically considered a natural part of property ownership, and insurance policies often exclude it from coverage. However, understanding policy details can help you identify any exceptions or additional coverage options.

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